Sia Makerlab
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Monthly Budget

이용약관

Sia Makerlab 제품 포트폴리오 통합 페이지에서 제공하는 이용약관입니다.

이용약관v1.0

Terms of Service

Last Updated: June 2, 2026

Effective Date: June 2, 2026

Revision: 1.0

Revision History

VersionDateChanges
1.0June 2, 2026Initial release

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and Sia Makerlab ("Company," "we," "us," or "our") regarding your use of the Monthly Budget mobile application ("App" or "Service").

By downloading, installing, accessing, or using the App, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, do not use the App.

2. Description of Service

Monthly Budget helps you track income and expenses against your salary cycle. All entries are stored locally on your device, with an optional sync that exchanges files through a shared Google Drive folder you control.

The App provides the following features:

  • Salary-cycle card showing remaining money and days until payday
  • Fixed vs. variable expense split for automatic available-amount calculation
  • Calendar view with per-day income and expense
  • Period statistics by cycle, month, and year with category breakdowns
  • Local-first storage — works fully offline
  • Optional serverless sync through your own shared Google Drive folder (no Sia server)
  • Multilingual interface — English, Korean, and Lao
  • Ad-free option via in-app purchase

The App is provided for Android devices only and requests the following permissions: INTERNET, ACCESS_NETWORK_STATE. These are used solely as described in the Privacy Policy.

3. Eligibility

You must be at least 13 years of age (or 16 in the European Economic Area) to use the App. By using the App, you represent that you meet this requirement.

4. License Grant and Restrictions

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the App on a device you own or control for your personal, non-commercial purposes. You agree not to copy, modify, distribute, reverse engineer, or sublicense the App, or use it for any unlawful purpose.

5. Intellectual Property

The App, including all content, features, and software, is owned by Sia Makerlab and protected by applicable intellectual property laws. Any feedback you provide may be used by us without obligation to you.

6. Disclaimers and Limitation of Liability

6.1 General Disclaimer

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

6.2 No Financial Advice

The App is a personal budgeting tool for informational purposes only and does not constitute financial, accounting, tax, or investment advice. You are solely responsible for the accuracy of the data you enter and for any financial decisions you make.

6.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SIA MAKERLAB SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, RESULTING FROM YOUR USE OF THE APP.

7. In-App Purchases

The App offers an optional "Remove Ads" in-app purchase processed entirely by Google Play. All purchases are subject to Google Play's terms and refund policies and are tied to your Google account. We are not responsible for disputes arising from purchases processed by Google Play.

8. Advertising

The App is supported by advertising through Google AdMob, including banner and app open formats. Advertisements are subject to Google's terms and policies. You may remove advertising by purchasing the "Remove Ads" in-app purchase.

9. Privacy

Your use of the App is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Termination

We may suspend or terminate your access to the App at any time for conduct that violates these Terms. You may stop using the App at any time by uninstalling it.

11. Changes to Terms

We may update these Terms from time to time and will update the "Last Updated" date accordingly. Continued use after changes constitutes acceptance.

12. Governing Law

These Terms are governed by the laws of the Republic of Korea, without regard to conflict-of-law provisions. For EU users, these Terms shall be interpreted in accordance with applicable EU law. Disputes shall be resolved through good-faith negotiation and, failing that, before the competent courts of the Republic of Korea.

13. Severability and Entire Agreement

If any provision of these Terms is found unenforceable, the remaining provisions remain in effect. These Terms, together with the Privacy Policy, constitute the entire agreement between you and Sia Makerlab regarding the App.

14. Contact Us

Sia Makerlab

  • Email: sia@siamakerlab.com
  • Website: https://siamakerlab.com

This Terms of Service is available in English. If translated versions are provided, the English version shall prevail in case of any discrepancy.

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